http://bankruptcysurvivor.com/blog News and tips to help you enjoy life after bankruptcy Fri, 01 May 2009 16:11:56 +0000 http://backend.userland.com/rss092 en Yesterday, we talked about the official court costs of filing for personal bankruptcy, which are quite low.  Today, we'll cover other, often unexpected costs of bankruptcy.  Here are more general court-related costs: Attorney fees Credit Counseling Fees Petition Fees Amendment Fees Reopening Fees Cost of converting from Ch. 13 to Ch. 7 Other long-term costs include: Higher interest ... http://bankruptcysurvivor.com/blog/?p=328 The prospect of personal bankruptcy frightens many consumers, but sometimes bankruptcy is necessary.  When your credit card payments, auto loans, and other debts pile up until there's no feasible way for you to pay them, bankruptcy may be your best option.  A recent article in The New Yorker magazine highlighted ... http://bankruptcysurvivor.com/blog/?p=325 To wrap up our series on when, how, and why to adjust the amount withheld from your taxes, here's a list of major life experiences which justify a review of your w4. Marriage. If you've recently been married, you should definitely review your W4. Married couples are typically listed in a ... http://bankruptcysurvivor.com/blog/?p=316 Yesterday, we talked about why a taxpayer might want to change their W4s to have less taken out.  Today, we'll cover why you might find yourself in the opposite situation--choosing to ask the government to take out more money next year. That last sentence probably left many of you about ... http://bankruptcysurvivor.com/blog/?p=309 It may be challenging to rush through new hire forms these days, since new positions are so few and far between. Still, even if you've been in your current position for many years, it's a good idea to review your tax withholdings for the next year.  There are several ... http://bankruptcysurvivor.com/blog/?p=295 Bankruptcy Survivor has been reporting on increased bankruptcy rates across the United States, especially in California and our home state, Oregon. But the financial worries are not limited to these United States.  Many of our neighbors to the north are also struggling to stay on top of bills.  According to ... http://bankruptcysurvivor.com/blog/?p=285 The economy's crash is being felt differently in different parts of the country.  Here in Oregon, we're steadying ourselves for a second round of foreclosures from homeowners who took out "Alt A" type mortgages, which threaten ballooning payments as the mortgage ages.   Still, Oregon's situation seems less dire compared to ... http://bankruptcysurvivor.com/blog/?p=274 Here's hoping the next generation will be wiser with money.  Many of today's young Americans have credit problems-- a fact that no one really worried about until now, when unemployment is on the rise.  Before the recession hit, it seemed like everyone benefited from easy credit-- the manufacturers were happy ... http://bankruptcysurvivor.com/blog/?p=263 There are many reasons to want a new car.  When it's too rainy to bike, and you don't have time for the bus, it's nice to have a car.  And if your old one's about to fall apart, why not find a new (or new for you) car to take ... http://bankruptcysurvivor.com/blog/?p=254 As the recession deepens, more and more Americans are turning to filing for bankruptcy as a way to alleviate heavy debt burdens.  News outlets across the country are reporting a rise in bankruptcy, and local stations are educating consumers on how to tell if it's a good idea to file ... http://bankruptcysurvivor.com/blog/?p=247